Mulkay is a mortgage banking and default servicing executive with 25+ years of experience spanning origination, servicing, foreclosure operations, and asset resolution. His background includes sub-prime lending at Mr. Cooper, firm and foreclosure operations, with scalability at BDF Law Group, and enterprise mortgage banking at JPMorgan Chase, where he worked closely with senior leadership.  He also served as Director of the Legal League, broadening his national network and deepening his understanding of the mortgage default ecosystem across servicers, law firms, and industry stakeholders.